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Disclaimer

The information, in particular the financial information, disseminated via this section of Crédit Mutuel Arkéa’s website, shall not be considered as an incentive to invest. In no event, they shall be construed as a solicitation of business, an advice, a public offer or a financial service and they do not constitute an offer to buy, sell or subscribe any securities or other investment product (thereafter the “Products”).

Although the information contained within this section is based upon sources that Crédit Mutuel Arkéa believes to be reliable and up-to-date, no representation is made that the information is accurate or complete or that it has not been modified by an outside party (e.g. virus or system intrusion).

Crédit Mutuel Arkéa reserves the right to make corrections to and to update the content of this section of its website at any time without notice.

This website and all the elements contained in this website (including logos and trademarks) are the exclusive property of Crédit Mutuel Arkéa and may not be reproduced in whole or in part without prior written consent of Crédit Mutuel Arkéa.
The information and the documents hosted by this section of Crédit Mutuel Arkéa’s website are not directed at individuals or companies who, due to their nationality, place of registered office, domicile, or other reasons, are governed by the laws of a State that forbids individuals or companies from accessing the websites of foreign financial services providers, or limits their access thereto. None of the information relating to Products presented on this website, nor a copy of it, may be provided, distributed or transmitted in any way whatsoever to third parties, in particular in the USA or other jurisdictions in which such offers or sales promotions are not allowed, without the prior express permission of Crédit Mutuel Arkéa.

Crédit Mutuel Arkéa and any entity of the Crédit Mutuel Arkéa Group and their respective contributors disclaim all liability for any losses or damages of any kind, whether direct or indirect that may result from (i) access to or use of, or the inability to access or use this website and the information hosted by it and (ii) use that could be made of the financial information disseminated via this section of this website and the possible consequences of such use, in particular as regards decisions made or actions taken on the basis thereof.

You shall remain solely responsible for the information and results obtained on the basis of the informations and documents hosted by this section of Crédit Mutuel Arkéa’s website. It is furthermore your responsibility to verify the integrity of any information obtained via Internet.

Click on “Accept” in order to specify you agree with the herein above representations otherwise, click on “Refuse”.

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Legal notices

Website publisher

Crédit Mutuel Arkéa

Principal office : 1, rue Louis Lichou, 29480 Le Relecq-Kerhuon, France

Business registration number (SIREN) : 775 577 018 (Brest Trade and Companies Register)

A variable credit cooperative and insurance brokerage with limited liability – collective authorization No. 323

Person legally responsible and Publication Director : Hélène Bernicot, Chief Executive Officer

Editorial Manager : Cédric Malengreau

Crédit Mutuel Arkéa is a mutual or cooperative bank and investment service provider licensed by the French Prudential Control and Resolution Authority (Autorité de Contrôle Prudentiel et de Résolution – ACPR).

More specifically, as an investment service provider, Crédit Mutuel Arkéa is authorized to receive and transmit orders for third parties, execute orders for third parties, trade for its own account, and engage in portfolio management for third parties, financial investment consultancy, underwriting, and the placing of financial instruments.

These authorizations may be consulted on the Banque de France website or by writing to Banque de France, Direction des Agréments, des Autorisations et de la Règlementation - 40.2785, 75049 Paris Cedex 01, France.

Crédit Mutuel Arkéa is also authorized by the French Financial Markets Authority (Autorité des Marchés Financiers, 17, place de la Bourse, 75082 Paris Cedex 02, France) to provide custody and clearing services in France.

Crédit Mutuel Arkéa is subject to regulatory supervision by the Autorité de Contrôle Prudentiel et de Résolution (ACPR) with regard to compliance with the laws and regulations that apply to credit institutions, investment firms and insurance intermediaries. As an insurance broker, Crédit Mutuel Arkéa is subject, in particular, to Articles L512-6 and L512-7 of the French Insurance Code relating to financial guarantees and professional liability. It is registered under number 07025585 in the Insurance Intermediary Register maintained by ORIAS (1, rue Jules-Lefebvre, 75331 Paris Cedex 09, France) - www.orias.fr.

ACPR contact for insurance matters: Autorité de Contrôle Prudentiel et de Résolution, 61 rue Taitbout, 75436 Paris Cedex 09, France.

Website host

Fédéral Service

Principal office : 1 rue Louis Lichou, 29480 Le Relecq Kerhuon, France

Business registration number (SIREN) : 322 602 087 (Brest Trade and Companies Register)

French Economic Interest Grouping (Groupement d'Intérêt Economique); Chairman: Gabriel Lansonneur

Tel. +33 (0)2 98 00 22 22

Warning

The information provided on this website does not in any way constitute a commercial offer for products or services. It is provided for informational purposes only. The website publisher thus disclaims all liability relating thereto.

Individuals interested in obtaining the products or services mentioned are invited to contact Crédit Mutuel Arkéa or an authorized distributor to obtain complete information on their underwriting requirements. Underwriting may be subject to certain restrictions or specific requirements prescribed in particular by the laws applicable to the website user.

All text, photographs, images, trademarks, logos, designs, sounds, audio/video clips and, more generally, all of the constituent parts of this website are protected by copyright. Any reproduction and/or public display of all or part of the website or any of its constituent parts, on any media and for any reason whatsoever, is strictly prohibited without the prior written consent of Crédit Mutuel Arkéa.

The trade names, trademarks and distinctive signs used on the website are protected, inter alia, by trademark law. Reproduction and public display of all or part of these signs are strictly prohibited without the prior written consent of the trademark owner.

Through this website, you may access other websites, which are designed and managed under the responsibility of third parties. We have no control over the content of such websites and disclaim all liability relating, in particular, to their content.

The governing law is French law, and the courts of competent jurisdiction are the French courts.

Privacy

We hereby reaffirm our commitment to complying with the obligations set forth by French Act No. 78-17 of January 6, 1978 relating to data processing, filing systems and civil liberties, as amended, and the resulting principle of respect for privacy.

This website is for informational purposes and is intended to provide information on the Crédit Mutuel Arkéa Group, its business, and its performance.

Your personal email address can be collected (at your express request using a subscription form) and used in order to provid you with upgraded information of the website. You can unsubscribe at any time by clicking on the link provided with each new message. You are entitled to consult, correct or erase the data on you. You may exercise your right to opposition, access, rectification and cancellation provided for in the Law by sending a letter to Crédit Mutuel Arkéa - Direction du Secrétariat général et de la Communication institutionnelle - 1, rue Louis Lichou 29480 Le Relecq-Kerhuon - France.

Please note that two types of cookies are used when you browse this website :

Session cookies (also known as transient or in-memory cookies) are used for the sole purpose of maintaining your session context. They allow your browsing context to be maintained while you browse. Data collected with these cookies is automatically destroyed approximately half an hour after your browsing session ends.
Persistent cookies (also known as tracking cookies) are used to personalize your user interface and prevent you from having to re-enter your browsing preferences (disclaimer and memorization of your preference regarding inclusion in our web analytics tool) during future browsing sessions. These types of cookies are stored for no longer than 13 months.

The specific web analytics tools used by this website is Google Analytics. The cookie data generated in connection with your use of the website will thus be transmitted and stored by Google on servers located in the United States. Google complies with the provisions of the Safe Harbor Principles relating to data protection. We have configured Google Analytics for this website with the option "Anonymize IP", which ensures that your IP address is always anonymized.

You can access Google's privacy policy here.

If you wish to browse this website without being included in the anonymous tracking performed by Google Analytics, please click here.

More generally, you are of course free to decline the use of cookies (or equivalent technologies) by selecting the appropriate settings on your browser (or other media interface, such as those on smartphones, tablets, etc.). However, their deactivation may prevent you from using certain website functions.

For example, to block Google Analytics you can visit the Google website here (to personally block all tracking performed by websites using this tool).

In addition, and more generally, in accordance with the law :

we store data using adequate security procedures and for limited periods of time ;
we specify that Crédit Mutuel Arkéa is responsible for any data processing performed. You may exercise your right to opposition, access, rectification and cancellation provided for in the Law by sending an email to dorection.communication@arkea.com or a letter to Crédit Mutuel Arkéa - Direction du Secrétariat général et de la Communication institutionnelle - 1, rue Louis Lichou 29480 Le Relecq-Kerhuon - France.

Our privacy policy relating to this website is reviewed regularly and in particular whenever new functions are added.

Credits

Photos : Simon Cohen, Benjamin Deroche, Thinkstock, Les blouses roses, Stade Rennais FC, Clermont Foot, Le Quartz - Scène Nationale

Design : Lumini, Terre de Sienne

Development : Crédit Mutuel Arkéa Domi Department