Designing products and services that benefit society also plays an integral role in a cooperative Group which, by its very nature, is engaged in its community.
green loans and loans for energy renovation work
lending to new energy companies
financing farm methanation plants and cogeneration units
responsible lease management service for scalable professional equipment
Crédit Mutuel Arkéa and its subsidiaries provide support to the sharing economy:
a digital platform (La Plateforme des Institutionnels) to enable local government bodies to apply for loans directly from institutional investors who wish to make meaningful investments that support regional development.
a crowdfunding platform, called Kengo which allows project owners in Brittany to make themselves known and receive donations.
Socially responsible investing (SRI)
Federal Finance, Crédit Mutuel Arkéa’s asset manager, views community engagement, respect for others and environmental protection as key factors in improving sustainable and responsible performance. Federal Finance Gestion is a signatory of the Principles for Responsible Investment (PRI) since 2009. Its investment policy relies on three fundamental principles: responsibility, performance and transparency. In 2015, eleven of its SRI funds received the most prestigious SRI label awarded by Novethic.
Partner to the social and solidarity economy
The group is a natural partner to the non-profit sector and the social and solidarity economy. In Brittany, 48,000 non-profits, or around two out of every three, are customers of Crédit Mutuel de Bretagne. All sectors are represented: education, culture, sport, family and social organizations, environment, recreation, tourism, etc.
Crédit Mutuel Arkéa seeks to support its financially disadvantaged customers and customer shareholders by involving employees and directors and by adapting its offers and business lines. The association Ark’ensol Entraide thus seeks to help people in temporary difficulties with three types of approach:
monitoring the “sensitive accounts” system (reversal of processing fees).
Arkéa Assistance proposes a remote assistance service for people who are isolated, living with disabilities or elderly, which combines a local connection (installation in the home), innovation (mobile application) and simplicity (no time commitment beyond the current month).
Its specialized subsidiary Armorique Habitat is committed to housing and social diversity (diversity of housing types and adapted rents to enable genuine social diversity).