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The cooperative values of responsibility, equity, reciprocity, and solidarity guide Crédit Mutuel Arkéa’s development. Its organization is based on local corporate governance, participatory democracy and the application of the principle of subsidiarity.
Proximity and representativeness
Because it is a partnership and not a corporation, Crédit Mutuel Arkéa is not listed on the stock exchange. In the cooperative movement, the customer shareholder is at the heart of corporate governance, following the principle of “one person, one vote.” As the owner of a membership share, the customer shareholder is both shareholder and customer, its beneficiary and consumer.
The directors of Crédit Mutuel Arkéa are elected by the Shareholders’ General Meeting by and from among the 3,600 directors of the local savings banks of Crédit Mutuel Arkéa’s member federations. These directors are in turn elected by the shareholder customers of their local savings bank at the shareholders’ general meetings of the local savings banks. This electoral system, with an electoral body consisting of all of our customer shareholders, ensures that clients are truly represented on all Crédit Mutuel Arkéa governance bodies and that the boards of directors are administered independently from the company’s management.